5-Star Safety Rated Cars Under ₹20 Lakh

26 cars in CarSarthi's catalogue have a variant with a 5-star adult-occupant rating from Bharat NCAP or Global NCAP, priced up to ₹20 lakh (ex-showroom). Prices run from ₹5,68,000 for the Nissan Magnite (Visia MT) to ₹19,45,000 for the Mahindra BE 6, each for the cheapest variant that qualifies.

A star rating applies to the tested car and the variants with the same safety equipment. Check that the variant you want is one of them.

Covers the 70 cars added to CarSarthi so far, not every car on sale. Which makers

5-Star Safety Rated Cars Under ₹20 Lakh: cars, prices and details
Car	Price fromex-showroom	Safety rating	Rated variants
Nissan Magnite SUV · Petrol · Manual, AMT, CVT	₹5,68,000 Visia MT	Global NCAP 5★ 32.31/34 · 2025	All 22
Tata Punch SUV · Petrol, CNG · Manual, AMT	₹5,74,990 Smart Petrol MT	Bharat NCAP 5★ 30.58/32 · 2026	All 26
Tata Altroz Hatchback · Petrol, Diesel, CNG · Manual, AMT, DCT	₹5,99,990 Smart Petrol MT	Bharat NCAP 5★ 29.65/32 · 2025	All 27
Maruti Suzuki Dzire Sedan · Petrol, CNG · Manual, AMT	₹6,30,600 LXi MT	Bharat NCAP 5★ 29.46/32 · 2025 Global NCAP 5★ 31.24/34 · 2024	All 11
Tata Nexon SUV · Petrol, Diesel, CNG · Manual, AMT, DCT	₹7,39,990 Smart Petrol MT	Bharat NCAP 5★ 29.41/32 · 2024 Global NCAP 5★ 32.22/34 · 2024	All 82
Maruti Suzuki Brezza SUV · Petrol · Manual, Automatic (TC)	₹7,49,900 LXi Turbo MT	Bharat NCAP 5★ 30.41/32 · 2026	10 of 13
Škoda Kylaq SUV · Petrol · Manual, Automatic (TC)	₹7,59,000 Classic MT	Bharat NCAP 5★ 30.88/32 · 2025	7 of 11
Honda Amaze Sedan · Petrol · Manual, CVT	₹7,65,400 V MT	Bharat NCAP 5★ 28.33/32 · 2025	All 6
Mahindra XUV 3XO SUV · Petrol, Diesel · Manual, AMT, Automatic (TC)	₹7,79,000 MX1 Petrol MT	Bharat NCAP 5★ 29.36/32 · 2024	15 of 27
Hyundai Venue SUV · Petrol, Diesel · Manual, DCT, Automatic (TC)	₹7,99,900 HX 2 Petrol MT	Bharat NCAP 5★ 31.15/32 · 2026	17 of 23
Kia Syros SUV · Petrol · Manual, DCT	₹8,41,900 HTE Turbo Petrol MT	Bharat NCAP 5★ 30.21/32 · 2025	9 of 17
Tata Punch EV SUV · Electric · Automatic (single-speed)	₹9,79,000 Smart 30	Bharat NCAP 5★ 31.09/32 · 2026	All 6
Tata Curvv SUV · Petrol, Diesel · Manual, DCT	₹9,99,990 Smart X Petrol MT	Bharat NCAP 5★ 29.50/32 · 2024	All 26
Maruti Suzuki Victoris SUV · Petrol, CNG, Hybrid · Manual, CVT, Automatic (TC)	₹10,49,900 LXi MT	Bharat NCAP 5★ 31.66/32 · 2025 Global NCAP 5★ 33.72/34 · 2025	All 21
Hyundai Verna Sedan · Petrol · Manual, CVT, DCT	₹10,99,200 HX 2 Petrol MT	Global NCAP 5★ 28.18/34 · 2023	All 12
Kia Seltos SUV · Petrol, Diesel · Manual, CVT, DCT, Automatic (TC)	₹10,99,900 HTE Petrol MT	Bharat NCAP 5★ 31.70/32 · 2026	38 of 44
Tata Sierra SUV · Petrol, Diesel · Manual, DCT, Automatic (TC)	₹11,49,000 Smart+ Petrol MT	Bharat NCAP 5★ 31.14/32 · 2026	15 of 59
Mahindra Thar Roxx SUV · Petrol, Diesel · Manual, Automatic (TC)	₹12,52,000 MX1 Petrol MT	Bharat NCAP 5★ 31.09/32 · 2024	14 of 21
Tata Harrier SUV · Petrol, Diesel · Manual, Automatic (TC)	₹12,99,990 Smart Petrol MT	Bharat NCAP 5★ 30.08/32 · 2023	23 of 58
Tata Nexon EV SUV · Electric · Automatic (single-speed)	₹13,29,000 Fearless MR	Bharat NCAP 5★ 29.86/32 · 2024	7 of 8
Tata Safari SUV · Petrol, Diesel · Manual, Automatic (TC)	₹13,39,990 Smart Petrol MT	Bharat NCAP 5★ 30.08/32 · 2023	15 of 72
Mahindra Scorpio N SUV · Petrol, Diesel · Manual, Automatic (TC)	₹13,69,000 Z2 (E) Petrol MT	Global NCAP 5★ 29.25/34 · 2022	14 of 31
Mahindra XUV 7XO SUV · Petrol, Diesel · Manual, Automatic (TC)	₹13,99,000 AX Petrol MT	Bharat NCAP 5★ 30.76/32 · 2026	12 of 27
Maruti Suzuki e Vitara SUV · Electric · Automatic (single-speed)	₹16,19,000 Delta 49 kWh	Bharat NCAP 5★ 31.49/32 · 2025	All 3
Tata Curvv EV SUV · Electric · Automatic (single-speed)	₹17,19,000 Accomplished X 55	Bharat NCAP 5★ 30.81/32 · 2024	All 3
Mahindra BE 6 SUV · Electric · Automatic (single-speed)	₹19,45,000 One 59 kWh	Bharat NCAP 5★ 31.97/32 · 2025	1 of 10

Sorted by price, lowest first. The price is that of the cheapest variant that qualifies, named under it. Prices were checked against each maker's own price list between 28 September 2026 and 30 September 2026. Ex-showroom prices change often and vary by state and city; each car's page names the city and date.

How this list is built

Only the adult-occupant star rating is used. A rating is attached to the variants that the rating programme or the maker says it covers, so cheaper variants of the same car may not carry it.
Bharat NCAP and Global NCAP use different test protocols and scoring, so their scores are not directly comparable. Prices are ex-showroom, as each maker publishes them. The price shown for a car is its cheapest qualifying variant.
Every figure comes from the maker's own material or from the rating programme, with the source and date on each car's page. A dash means the figure is not in CarSarthi's data yet.
This is a list of facts, not a ranking of which car is better.

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